Terms of Use
1. Agreement
These terms govern your use of this website and the client portal operated by St Fin Corp, trading as PapeTax. By using the site or creating an account you agree to them. If you do not agree, please do not use the portal.
2. What this website is, and is not
The content on this website is general information about tax filing. It is not tax, legal, accounting or financial advice, and reading it does not create a client relationship. Advice specific to your situation comes only from an engagement with a CPA at this firm. The penalty estimator on this site is an illustration using standard published IRS rates; it is not a calculation of what you owe.
3. Fees
Preparing and electronically filing your extended Form 1040 costs $0. There is no filing fee, no per-form fee, no charge to create or maintain a portal account, and no fee is deducted from your refund. We do not ask for payment card details.
Any tax, penalty or interest you owe is payable by you directly to the IRS or to a state tax authority. Those amounts are not fees charged by us and we do not collect them on anyone’s behalf.
If we ever introduce a charge for a service, we will tell you what it is and obtain your agreement before doing that work. We will never add a charge to work already under way.
4. Becoming a client
Creating a portal account is not by itself an engagement. We begin work on your return once we have your documents and have confirmed the scope of the engagement with you in writing. Either of us may decline or end an engagement; if we do, we will tell you promptly so that you have time to make other arrangements before a filing deadline.
5. Your responsibilities
- Give us complete and accurate information and documents. A return can only be as accurate as what you provide.
- Review your return before authorising us to e‑file it. You remain legally responsible for the contents of your return.
- Keep your password confidential, and tell us promptly if you think someone else has accessed your account.
- Upload only your own documents, and only file types the portal accepts.
- Meet the deadlines we give you. If documents arrive too late for us to prepare and file before a filing deadline, we cannot be responsible for the consequences of late filing.
6. Our responsibilities
We will prepare your return with professional care, in accordance with the standards applicable to CPAs and with Treasury Department Circular 230.
Accuracy guarantee. If an error on our part results in an IRS penalty, we reimburse the penalty. To claim, send us the IRS notice within 30 days of receiving it so we can review it. The guarantee covers penalties resulting from our preparation error. It does not cover tax or interest you would have owed in any event, and it does not cover penalties arising from information that was incomplete, inaccurate or provided late.
What we cannot promise. We do not control the Internal Revenue Service. We cannot guarantee the amount of any refund, that a return will be accepted on first transmission, or when a refund will be issued. The IRS controls processing and disbursement, and its published timeframes are estimates rather than commitments.
7. Acceptable use of the portal
You may not attempt to access another user’s account or documents, probe or test the security of the portal, upload malicious files, or use automated tools to scrape or overload the service. We may suspend an account we reasonably believe is being misused.
8. Availability
The portal is provided on an "as available" basis. Maintenance and outages happen. Please do not rely on the portal being reachable at the last possible moment before a filing deadline.
9. Intellectual property
The content and design of this website belong to St Fin Corp. Your documents remain yours.
10. Governing law
These terms are governed by the laws of the State of California, without regard to its conflict of law rules. Nothing here limits any right you have under the law of the state in which you reside.
11. Privacy
Our handling of your information is described in the Privacy Policy, which forms part of these terms.
12. Changes
We may update these terms. If a change is material we will tell account holders by email before it takes effect. Continuing to use the portal after that means you accept the updated terms.
13. Contact us
St Fin Corp (PapeTax)
23330 Mill Creek Dr Ste 250, Laguna Hills, CA 92653-7917
contact@papetax.com · 213-286-0355